FAQ’s


Can I settle a loan early?
Yes contact us for a settlement figure.

What happens if I sell the business which has an active loan?
The loan must be settled unless the proprietors acquiring the business are taking over the loan (dependent on status and credit approval in advance).

What will my credit limit be?
This is determined by how long you have been in business, the term of the loan and your credit score. The limit could be anything from £1,000 - £75,000.

What if I need more than one loan?
One pm Finance can offer a credit limit of up to £75,000, so as long as the loans do not exceed these amounts we can help.

How do I repay?
You will pay monthly via Direct Debit.

How quickly can we get a decision?
One pm Finance aims to provide a decision within 24 hours of receiving the finance proposal and any other information requested.

Who can apply for a loan?
One pm Finance can assist with non-regulated loans who have been trading for 2 years or more, irrespective of sector.